Individual Health Insurance is designed for families and individuals who are not covered with their employers or self-employed. Anyone can apply for individual health insurance, but all applicants are subject to medical eligibility requirements. Therefore, you must be relatively healthy to qualify. As a result rates are generally lower than group policies. If you do not qualify for an individual plan, there are other options.

To get a QUOTE or learn more about these plans, call 970.845.8707 or email insbymarci@comcast.net.

	Anthem could be a great choice for you. They have products with unlimited air/ambulance and they now cover procedures from the renowned Steadman-Hawkins Orthopedic Clinic. Anthem recently expanded their network to include most Colorado Hospitals including Glenwood and Aspen areas.
	I always check Aetna's prices against everyone else's. They have an embedded individual deductible which limits costs.
	Cigna's individual presence began last fall. By last quarter they merged with Great West and finally have adequate coverage in the the Vail Valley area. Therefore, I added Cigna to my offerings and Cigna's policies do have a $20,000 air and ambulance benefit which will cover the costs to a Denver hospital if necessary.
	Rocky Mountain Health Plans have great coverage at great prices depending on where in the state you live. Rocky's individual embedded deductible is only applicable when there is a health savings account.
	Tonik specializes in coverage for young, healthy people and it is an Anthem Blue Cross, Blue Shield Product. Prices are dependent on your location.
	Otherwise known as Golden Rule, this insurance option has regular and short-term plans and provides another individual market to shop.
	Assurant is another individual product line that is available for shopping.